I received an admittance e-mail from San Diego State University last week! I'm very excited about it because I will be moving out and living on my own. I've been independent since I was 17 but I'm finally getting a chance to move out and experience living the on-campus student life. I've applied for financial aid and some scholarships. Would it be a good idea to apply for the Federal Stafford Loan and not use it unless I need? The interest rate for these loans are significantly lower than private loans.
Source: http://www.financeglobe.com/FN/showthread.php?3122-Student-Loans
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