Friday, May 25, 2012

Marketing Strategy Plan: Do You Make These ... - Strength In Business

When you create your marketing strategy plan there are some common mistakes you should better avoid from the start. Watch this video to find out how to stop wasting your valuable marketing budget now.

It is important to know that choosing the right target market will certainly make a lot of difference in the success (or failure) of your business.

When coming up with a marketing strategy plan for your product, one of the worst mistakes you can ever make in business is to force your product onto the general public instead of identifying your target market.

A target market is simply the people/buyers who are most willing to purchase the product and or services that you offer.

When it comes to identifying the target market for your strategic planning model, then it is also important to understand that there are two kinds of markets:

  1. Primary Market:? these are the people who are most likely to purchase your product or service NOW.
  1. Secondary Market:? these are the people who have the potential to purchase now or in the near future, or the ones with the ability to convince other people to purchase your product or service.

Developing and implementing a proven and tested marketing strategy plan is serious business. So it is vital to know that markets can be segmented by any of the following factors:

  • Geography (region, population etc.)
  • Demographics (age, gender, income, occupation etc.)
  • Psychographic (interests, lifestyle, personality traits etc.)
  • Buying behaviors (attitude, user status etc.)

Market segmentation offers business owners the opportunity to manage their strategic marketing plan and to become very effective.

In order to successfully target your market, you will need to figure out who the audience are in your strategic planning model. Ask yourself ?who is my (primary) target market?? You are sure to get better results when you properly define you target market.

Why is knowing your target market a key element of every marketing strategy plan?

When it comes to strategic planning in marketing psychographic and demographic details are very important when identifying primary targets. Think about it, different markets watch different television programs, read different magazines, and spend time in different relaxation spots. Reach your market in a way that will make them respond (positively) to your brand. You will also need to ensure that you align your brand message to appeal to your target market. Messages that appeal to teenagers may not appeal strongly to people who are middle-aged. Messages targeted at women are typically ignored by men and vice versa.

You will reach no one if you want to make ?everyone? happy with your message!

Create a different message about ?skin glow? creme that will appeal to 25-year-old women, and one that will appeal to 30-year-old women ? that little difference could actually result in success or total failure for your company.

With a good marketing strategy plan, which has well define markets to target for your business, you are well on your way to immense business success. Love to hear your comments. Please feel free to share and comment.

Source: First published on Ezine Articles by Krisz Rokk

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The Hitchhiker's Guide to the Galaxy: Some Mostly Harmless Fun [Video]

Monday might be Memorial Day, but today, friends, is Towel Day, that somewhat arbitrarily chosen time of the year when fans of Douglas Adams' Hitchhiker's Guide to the Galaxy series carry a towel around with them as a sign of appreciation. But if that's too weird for you—and I kind of hope it is—you could also just watch the best adaptation of his foremost work tonight. More »


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Get Influenced Using These Basic Weight Loss Tips

It can often feel impossible to maintain your weight damage. It is actually challenging to help keep your eyesight in the target when temptation, in the form of tasty desserts, is all over the place. In this article, you will find many ways that can help you to stay on track, even though you may are confronted by temptation.

Never ever, actually quit. You might have setbacks because you aren?t eating right, or as you aren?t obtaining enough workout. But, don?t allow it to allow you to get lower. You may function all around your setbacks and change your targets appropriately.

Look at eating a three been greens as a way to shed pounds. This different is not only yummy, but very low-calorie, way too. All you want do is mix three containers of beans with light-weight Italian dressing up. This an a great low calorie snack food full of dietary fiber that you can consume during the entire few days.

Question your loved ones as to what they try to eat. Appear for people who have the look that you need. Issue them about the programs they do and their exercise ranges. You might get invaluable information and facts you can use to assist you to achieve your specific body weight-loss goals.

When you commence to really feel question sneaking in, it is essential to change your considering without delay. It can be extremely vital that you maintain an optimistic perspective in order to have better probability of success. Your slogan should be, ?I could,? not ?I can?t.?

Espresso will help you slim down. Espresso provides a much necessary boost to help you get going and stick with your regular workout routine.

Don?t miss meals if you are attempting weight loss. It could appear to be missing meals is a simple technique for losing weight, but omitting dishes basically tends to make your whole body hold on to body fat. Regardless of whether you?re not feeling hungry, try and consume something at the very least three times daily.

Keep an eye on all you consume and drink when on a diet strategy. Studies show individuals who pay attention to anything they eat get more good results within their diet. Those who keep a weight loss log monitoring their development shed twice as much body weight as individuals who don?t.

Shedding weight actually begins with your head and after that your system. In order to slim down, it will probably be essential to workout real restraint as a way to remain committed when instances get difficult.

Take advantage of low-calorie versions of the foods you cherish to assist you in losing weight. In case you are feeling hungry, be sure that you remain strong and resist the attraction to consume poor quality meals. As opposed to staying away from everything, select low calorie alternatives to your meal faves. These can satisfy all those food items urges whilst continue to retaining your daily diet into position.

Consume every meals at the same periods daily when you are trying to lose weight. Research indicates that individuals who know once they will try to eat following won?t goody as frequently and definately will hold off until the timetabled time and energy to consume. Develop a having routine and attempt to stick to it.

It is very important not consume two hours before going to bed. You need to achieve halting all food about 3 hours prior to your regular sleep time. If you feel that you need to consume, get some fresh fruit or fresh vegetables and several normal water. It may well feel unbearable occasionally, but applying this on the whole can improve your probabilities for achievement. While you are not undertaking pyshical action, your whole body will hold to fat and calories.

After reading this post the way forwards must be far more crystal clear. Go outside the house, and fix your life according to the ideas shown on this page. Nevertheless, it is one thing to read suggestions and the other to use it, so be sure to implement these tips to carve out your very best lifestyle continuing to move forward.

If you want supplementary details on raspberry ketones take a look at Andres R. Clymore?s site there?s a lot of details not covered on this page, visit Author?s blog to uncover further information.

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Thursday, May 24, 2012

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As critics lay siege to Facebook, Zuckerberg is MIA

Mark Zuckerberg had a high profile as? Facebook's IPO began on Friday. Since then he's been hard to find.

By Matthew J. Belvedere, CNBC.com

Aside from the weekend wedding pic, the last time investors saw the social network icon was on Friday morning ? just before the rocky debut of his company?s stock. Zuckerberg was high-fiving Nasdaq Chief Executive Bob Greifeld and ringing the opening bell remotely from Facebook?s sprawling headquarters in Menlo Park, Calif.

But since then, a lot?s gone wrong including the Nasdaq?s botched opening of the stock; its precipitous slide since Friday to levels well below the $38 a share offering price; and allegations that lead underwriter Morgan Stanley shared negative news about Facebook with institutional investors before the IPO.?

Through it all, Zuckerberg?s been MIA.

Jeffrey Sonnenfeld, a senior dean at the Yale School of Management, thinks Zuckerberg is making a mistake by not publicly addressing the problems. ?It?s important now to actually show the execution, show the plan, show the new vision,? Sonnenfeld told CNBC?s ?Street Signs? on Tuesday.

CNBC.com: Failed IPOs of the dot-com bubble??

Gary Burnison, CEO of the recruiting firm Korn/Ferry International, disagrees. ?Leadership's really about making others believe ? enabling that belief to become reality.

?They've got this great saying (at Facebook) that they're ?1 percent through the journey,? and that's exactly right,? Burnison continued, ?I don't think this is the time right now to come out.?

Perhaps it?s not surprising that Zuckerberg has remained silent. He?s been rather reclusive throughout Facebook?s 8-year journey from his dorm room at Harvard to the social network juggernaut of today with 900 million active users around the world.

CNBC.com: Why Facebook stock's early slump may not matter

Even in the lead-up to Facebook?s offering, the 28-year-old CEO did not have a major presence at the IPO roadshow events around the country. But clad in his trademark hoodie, he did make a big splash at the kick-off in New York City, after leaving investors to wonder until the last minute whether he was going to attend.

Zuckerberg "should have been out there on the road shows instead of his antics with the hoodie,? Sonnenfeld said. ?He should have been out there answering questions.?

But whether he wears a hoodie instead of a suit or lets the success of the company speak for itself, Zuckerberg?s shown that he?s going to do things his way. And why not? He controls 56 percent of the company?s voting shares.

CNBC.com: Who are Facebook's investors?

This lone wolf streak was even evident just weeks before the Facebook IPO. On his own, he basically struck last month?s deal to buy photo-sharing app Instagram for a stunning $1 billion, and then told the board about it.

Sonnenfeld cautions that great visionaries can often get blinded by their own visions, and with a passive board ?the dragon slayers by the end of their career start to represent the very dragons of their own enterprise.?

Burnison doesn?t see that happening. ?(Zuckerberg?s) authentic, and in great leaders, authenticity trumps charisma every day. He's surrounded himself by talented people?But as a CEO, ultimately you have to focus on your customers, your employees, and your shareholders. Performance is the ultimate equalizer.?

Thus far, shares of Facebook have been underperforming. After trading as high as $45 on Friday, the stock closed Tuesday at $31 a share.

While some investors may feel cheated out of that initial IPO-pop that was widely expected, Zuckerberg has watched his paper wealth climb as high as $22.6 billion, before dropping along with the stock to around $15.6 billion as of Tuesday?s close.

But there probably won?t be too many people crying for Zuckerberg, because after all, $15 billion is still a windfall of unimaginable proportions.

Did Facebook's CFO doom the stock of any chance to jump on its first day of trading by boosting the number of shares offered? Below, Shayndi Raice of The Wall Street Journal, weighs in on CNBC.

Full coverage from CNBC: Facebook IPO

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Study Ties Genes to Lower Urinary Tract Symptoms, Prostate Cancer Risk

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Tuesday, May 22, 2012

Tutu, Jefferts Schori discuss mission in the church - Anglican Church ...

?

A conversation at Washington National Cathedral

By Lynette Wilson

[Episcopal News Service ? Washington, D.C.] Archbishop Emeritus of Cape Town Desmond Tutu shared a personal story from his childhood during a mission-focused conversation May 19 at Washington National Cathedral, a story that has stuck with him for more than 70 years.

The 30-minute, live webcast conversation between Tutu and Episcopal Church Presiding Bishop Katharine Jefferts Schori was moderated by David Crabtree, a news anchor at WRAL-TV in Raleigh, North Carolina, and a deacon in the Diocese of North Carolina. It is available on demand here.

Tutu told a story about his mother, a poorly educated domestic worker, who cooked and cleaned for blind, black women during an age in South Africa ?when blacks were ?inferior,? or so they were told,? he said, adding that on this particular day, when he was 8 or 9 years old, he was standing with his mother at her place of work.

?I saw something that I never thought,? said Tutu in a soft voice. ?There was a white priest in a long flowing cassock and he had a large sombrero hat, and as he passed he doffed his hat to my mother. White priest, black woman in apartheid South Africa?. For him it is the normal thing that you do for any woman. This is how he demonstrated that he believed that each of us is a God carrier ? I wasn?t aware that it was something that would stay with me. I am 80 now.?

The priest was Trevor Huddleston, a well-known anti-apartheid activist who later became archbishop of the Anglican Province of the Indian Ocean.

?I still remember the impact of Trevor Huddleston?s doffing and that was acknowledging what we say in our theology, ?you are created in the image of God and you are a God carrier,? and that is what we in our proclamation seek to be saying?.?

Crabtree asked Tutu and Jefferts Schori to define mission, where the church is concerned, and ?how we best carry it out.?

?Mission is really making us all aware of the incredible love that God has for all of us,? said Tutu. ?It says things like, do you know what, you don?t have to earn God?s love. God loves you, period, and everything flows from there.?

Jefferts Schori said, as Tutu pointed out, that mission is about receiving love and then responding by going out into the world to spread that love.

?It is a matter of calling the near and the far off together into the fold; it is about healing and reconciling; it is about making that love incarnate in the lives of people around us and in the lives of people on the other end of the earth.?

The conversation centered on the Anglican Five Marks of Mission. Crabtree asked, in reference to the first mark, ?To proclaim the Good News of the Kingdom,? how do you bring that proclamation to a world so in need of the message, but mired in doubt?

The question reminded Jefferts Schori of an encounter she had some years ago in a nursing home where a woman was wearing a sweatshirt that read on the front: ??Jesus loves you? and on the back it said, ?but I?m his favorite.? We all have a sweatshirt like that. We are all God?s favorite. But we need people to remind us of that,? she said.

The doubt, she continued, ?is an opportunity for someone else to reach out and respond; it?s an opportunity to grow in your confidence that you are that deeply, and abundantly and eternally loved, but it doesn?t happen for most of us without that fleshly encounter.?

What we seek to say in the proclamation, Tutu responded, is not that the world we live in is a paradise, but that we do have an omnipotent God who ?waits for us that we will be coworkers with this God.?

?And that is our privilege and our responsibility: to help turn this wilderness into the garden that God had always intended his world to be,? said Tutu, who served as archbishop of Cape Town and primate of the Anglican Church of Southern Africa from 1986 to 1996.

The Anglican Consultative Council, the Anglican Communion?s main policy-making body, between 1984 and 1990 developed the Five Marks of Mission to offer parishes and dioceses worldwide a practical and memorable ?checklist? for mission activities.

The Five Marks of Mission are:

1. To proclaim the Good News of the Kingdom,
2. To teach, baptize and nurture new believers,
3. To respond to human need by loving service,
4. To seek to transform unjust structures of society, and
5. To strive to safeguard the integrity of creation and sustain and renew the life of the earth.

In reference to Tutu?s story about the respect shown to his mother by Huddleston, the second mark and the Baptismal Covenant?s promise to respect the dignity of every human being, Crabtree asked: ?How do we better doff our hats to people??

Jefferts Schori, who early on had been educated in a Roman Catholic school and was taught to curtsy whenever encountering a nun in the hallway, said she learned a lot from monastic tradition, where in recognition of God you bow to your brothers and sisters in community.

?If we walked through life in that way,? giving thanks and recognizing the image of God ?everywhere we go, the world would work differently, very differently,? she said. ?We live in a society that so often assumes enemy rather than image of God.?

In response to a question from Crabtree about how best to meet respectfully the needs of others, Jefferts Schori talked about the necessity for self-compassion.

?When we have a sense of our own wilderness and have some compassion for ourselves, we can then have compassion for others. It is essential to be able to see that wounded human being who is in need of partnership,? she said.

?That is the only avenue when we can be co-healers, co-creators with God in responding to that wound. I think that is the salvation of the world. But it requires finding the vulnerability in your own soul.?

Segueing into the fourth mark of mission, ?transforming unjust structures of society,? Crabtree observed that finding that ?vulnerability? can be ?like swimming upstream? attempting to correct society?s unjust structures. ?Yet you have to keep pushing bit by bit and trusting that God sees the pushing because we know God does see that ??

Speaking from his experience as an anti-apartheid leader in South Africa and witnessing the oppression and injustice many faced, Tutu said there was a time when many in the world, and even some of the leaders of the movement themselves, could have said, ?this ghastly system, there is no way in which we can overturn it.?

?Well,? he laughed. ?Remember what happened? People in South Africa did their thing, but it was very largely the support that we got from the international community, the anti-apartheid movement, you know those alliances that we had, young people demonstrating and working for divestment, and here we are today.

?In the 1980s and even in the 1990s, many were saying no, the only way that thing is going to be resolved in South Africa is through an awful, racial bloodbath, but it didn?t happen. And it was because of an alliance of people around the world.?

Tutu received the Nobel Peace Prize in 1984 for his efforts to end apartheid. Following the fall of apartheid in 1994, he headed South Africa?s Truth and Reconciliation Commission.

Crabtree, who had remembered seeing Tutu on ABC?s ?Nightline? with Ted Koppel in the 1980s, asked him when he realized that he had to partner with God in fighting apartheid. ?You didn?t just appear there you had already been in this fight for a long time,? Crabtree said.

Again, Tutu laughed and said, ?I don?t know. One, I suppose is to be careful what you ask God to do with you, ?when you say here I am use me,? and God takes you at your word.?

He said that the success of the anti-apartheid movement was due to the outpouring of prayers from around the world, adding that he was just one person involved in a much larger community. ?You knew you were part of something that would ultimately not be defeated,? he said.

Regarding the power of prayer, in a follow up question posed by ENS following the webcast, Tutu said: ?One of the wonderful things is that God does not usually let us know where our prayers really work on this side of death because we, like it or not, we?d get slightly swollen heads. But the fact that prayer works is not in doubt.?

Also following the webcast, Jefferts Schori said the work she does is ?undergirded by prayers and the strength comes from places that I don?t know where. And there is a sense of peace in the midst of it that comes, I believe, from the prayers of many, many, many people.

?I cannot do the work I do without that. I could not do it without that. And it?s an immensely humbling experience to realize that.?

At the start of the webcast, before moving the conversation to mission, Tutu took a moment to commend the Episcopal Church for its ?generosity and gentleness of spirit? when it could have been ?abrasive? in its response to recent challenges in the Anglican Communion.

Crabtree wrapped up the conversation on mission by addressing the fifth mark, ?To strive to safeguard the integrity of creation and sustain and renew the life of the earth.?

?God set us in this garden to care for it because it is the source of physical life for all that is,? Jefferts Schori said.

?Christians have unfortunately in our history often misunderstood dominion as taking it for private property. It?s about house-holding, husbanding, and housekeeping carrying for the stuff of creation.

?It will be healed as we grow into a greater consciousness that we are all intimately connected ? we are a dynamic community ? and we cannot dismiss any part of it ? the whole of its being is essential to our life and to the life of every other human being and every other creature on this planet,? she said.

? Lynette Wilson is an editor/reporter for Episcopal News Service.

___________________________________________________________________________________________________________________________

Episcopal News Service, May 21, 2012

?

Tags: Anglican Communion, Anglican Consultative Council, Archbishop Desmond Tutu, David Crabtree, Five Marks of Mission, Nobel Peace Prize, Presiding Bishop Katharine Jefferts Schori, Trevor Huddleston, Truth and Reconciliation Commission, Washington National Cathedral

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Resume Writers' Digest: Who I Am

I was inspired to write this post by an "introduce yourself" thread on the National Resume Writer's Association (NRWA) LinkedIn group. What I wrote ended up being too long for that forum, so I've printed it here.

My name is Bridget (Weide) Brooks. (The "Weide" part is my maiden name ... pronounced "Why-Dee.") I live in Omaha, Nebraska with my husband and business partner, Jon.

I've been writing resumes since the age of 12, when I wrote one for my dad, who was unemployed at the time. He got a job with the federal government, and I had found my new career! (Well, not really. Yet. And actually, I refer out clients wanting federal resumes nowadays. Hmm. Hadn't thought of that connection before.) Anyway, I revived my interest in resumes when competing at Nebraska's State Leadership Conference for the Future Business Leaders of America. In the "Job Interview" competition, high school seniors would prepare a resume and cover letter for a fictional company ("Merit") and then participate in mock interviews with real business leaders from the Omaha area. I was a pioneer in the tactic of actually targeting my resume and cover letter to Merit's needs. (Most people just wrote generic resumes and cover letters, because they didn't know what Merit did. I gave Merit an industry, market niche, and backstory and made that clear in the cover letter, so the interviewer could "play along" and making my interview much more effective than my peers.) I ended up being "Runner-up Ms. Future Business Leader of Nebraska."

More important, I came back for the next seven years and taught resume writing and job interviewing to each successive year's class of seniors competing at the State Leadership Conference. One highlight was when my younger sister won "Ms. Future Business Leader of Nebraska" and placed fourth in the national "Ms. Future Business Leader" event. (I also helped prepare approximately 120 graduating seniors for their future job searches!)

I began dating my now-husband, Jon, when we were seniors in high school. We dated all throughout college, and when it came time to graduate (both of us received a bachelor's degree in journalism with an emphasis in public relations from the University of Nebraska at Omaha in 1996), we decided to start our own business. We decided to focus on the emerging "SOHO" (Small Office, Home Office) market, helping other self-employed folks with their marketing and promotion. I also wrote resumes (a natural tie-in to the business, since it was helping individuals "market and promote" themselves). While we eventually changed the focus of the business from SOHO professionals to somewhat "larger" small businesses, I have continued to write resumes throughout all 16 years of our business. During that time, I also subcontracted as a resume writer for another resume writer and also for CareerPerfect (a national contracting firm).

In 1999, I started a trade newsletter (in print format) for resume writers -- Resume Writers' Digest -- because I had questions about the industry that I wanted answered, but the information I wanted wasn't available from the professional associations serving the market. I wanted concrete data about pricing, revenues, busy times of the year, services being provided, etc. -- so I initiated the Resume Writers' Digest Annual Industry Survey. I interviewed resume writers on topics as varied as operating a resume service from home (at a time when most resume writers -- including me -- had business offices), working as a subcontractor, and numerous marketing and promotion topics. One of our most popular features was "conference coverage" -- working with a team of freelance writers, we'd give you a sense of the key takeaways in?brief write-ups of the major sessions from professional association conferences.

Although we had several hundred subscribers, I discontinued the print publication in the Spring of 2005. I brought it back as an online-only newsletter in the Fall of 2007, publishing 2-4 issues annually. I've been blogging about topics of interest to resume writers since June 2007 (wow--coming up on five years now!). And, in September 2011, I launched a membership site for resume writers -- BeAResumeWriter.com -- offering access to all the back issues of Resume Writers' Digest, monthly teleseminars, and forms and templates for resume writers to use in their business. Plus, each month subscribers get a Special Report (like "Write Great Resumes Faster" and "Website Traffic Secrets for Resume Writers") and Pass-Along Materials, which is content you can put your name on and 'pass along' to your own resume clients and prospects. (These have been very popular -- previous topics have included Jobseeker's Guide to Salary Negotiation, Getting Started With LinkedIn In Your Job Search, and Jobseeker's Guide to Online Reputation Management). There is also a "Free" level option -- you get access to streaming audio recordings of previous teleseminars, special reports, and the current issue of Resume Writers' Digest.

I'm still writing interview-winning resumes -- although mostly for past clients these days. I'm also going to be speaking at the National Resume Writer's Association conference in Charleston in September on the topic of "How to Create Passive Income and Recurring Revenue for Your Career Services Business."

Connect with me online:
Facebook: Resume Writers' Digest and BeAResumeWriter
Twitter: @RWDigest
LinkedIn: Bridget (Weide) Brooks
Website: Resume Writers' Digest, BeAResumeWriter.com, Image Building Communications

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Monday, May 21, 2012

Ryan Scott: Businesses Backing Vets: Skills-Based Volunteering Helps Wounded Warriors

Part of a Causecast Memorial Day series that examines how Corporate America is finding new ways to help veterans.

If you want to get your blood boiling, consider this: many of our country's servicemen and women who have bravely fought for us in Iraq or Afghanistan must continue to fight at home -- for their own disability and medical benefits. Between 2003 and 2008, the U.S. military involuntarily discharged thousands of men and women with post-traumatic stress disorder (PTSD) related to their service abroad, and denied them the disability and medical benefits to which they were legally entitled.

Because these veterans were denied the correct disability rating, they did not receive thousands of dollars in monthly disability benefits, could not access military commissaries or post exchanges, and, most importantly, lost health care coverage for themselves, their spouses, and their children. Many of the affected veterans had young families, and the loss of health-care coverage for their spouses and children was particularly devastating.

A Vet Is Cast Aside

Take, for example, Aimee Sherrod, an Air Force veteran who served three deployments, with service in Iraq, Jordan, and Pakistan. In her role as an aircraft inspector, Sherrod played a critical role in keeping troops in the air and in combat. During her deployments Sherrod was under frequent mortar attacks and saw the horrors of war firsthand, but when she was diagnosed with PTSD, she was unceremoniously separated from the military without the benefits to which she was entitled.

Sherrod was devastated. Her plan to remain in the military for 20 years, like her parents, was gone. Picking up the pieces of her life, Sherrod went to the VA for treatment for her PTSD and eventually got married and started a family. But because of her PTSD, Sherrod sometimes found it difficult to be around crowds, do daily errands, or be in stressful situations. Her young family struggled because she was denied the military retirement benefits to which she was entitled.

Sherrod and her husband had to spend thousands of dollars on medical care for their young family. Their young son suffers from a condition that would be alleviated if his tonsils could be removed, but the Sherrods could not afford the surgery.

Businesses to the Rescue

If the government won't stand by its wounded warriors, who will? Enter Corporate America. Increasingly, the gap in support is being answered by businesses.

In this case, the outrage of seeing wounded warriors denied rightful medical benefits was enough to spur action from the private sector, so in 2008 pro-bono attorneys from Morgan Lewis & Bockius LLP joined with the National Veterans Legal Services Program and filed a class-action lawsuit, Sabo v. United States. Subsequently, lawyers from NVLSP, Morgan Lewis, and Hewlett Packard provided one-on-one counseling to every class member who requested it, explaining the lawsuit and providing individualized guidance to allow each veteran to navigate the military disability rating system. Finally, through negotiations, a favorable total settlement was ultimately reached for the veterans involved, and this terrible wrong committed against our veterans in a time of war is now being corrected.

In the settlement filed with the U.S. Court of Federal Claims, the U.S. military agreed to pay lifetime disability retirement benefits to more than 1,000 veterans with PTSD. Their families will receive health-care coverage and other benefits, and their health-care bills will be reimbursed under the settlement. Another 1,000 veterans will get a disability rating increase and may qualify for thousands of dollars in back pay spanning several years.

Furthermore, many of these veterans will also likely be awarded hundreds of additional dollars every month in combat-related special compensation. Pro-bono attorneys from HP, Morgan Lewis, and NVLSP are now helping many of these veterans apply for this tax-free monthly benefit for which only military retirees are eligible. Attorneys say the military is working to meet a June deadline to adjust all the records for the veterans participating in the Sabo v. United States lawsuit and award their benefits in compliance with the court order.

As for Sherrod, she's doing better today, with the support of her family and a service dog for her PTSD. She is one of the seven original veteran plaintiffs who filed the Sabo v. United States lawsuit with the help of NVLSP and Morgan Lewis. Under the settlement she and her husband will receive health-care benefits for life, and their three children will receive health-care benefits until at least age 18. The stacks of medical bills that Sherrod and her husband incurred for their family for seven years will be reimbursed; she is eligible to apply for combat-related special compensation; she can participate in the Survivor Benefit Plan; and she can use the military commissary and post exchange.

But Sherrod says that one of the best rewards of this award was getting her military identification card stamped "retired."

A Growing Movement

Leveraging pro-bono services to help veterans is just one example of how corporate volunteerism is catching fire. Corporate America has a role to play in addressing the world's problems, and their support doesn't stop with veterans. Companies are, more than ever, looking at how they can uniquely address social issues by aligning their business goals with skills-based volunteering.

Indeed, the organization A Billion Plus Change was formed to encourage this national movement of corporate pro-bono services to make a lasting impact on society, and it has mobilized more than 100 leading companies to contribute billions of dollars of skills-based volunteering toward community service. The organization is helping to mount the Corporate Philanthropy Summit this June, which is just the kind of forum where global leaders can share best practices around social responsibility and fan the flames of an important movement -- one that helps us all.

When corporations stand up to do the right thing, their efforts deserve to be recognized... and emulated. This Memorial Day, I hope that more companies will consider how they, too, can address the needs of our country's heroes.

?

Follow Ryan Scott on Twitter: www.twitter.com/ryan_scott

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NVIDIA outs budget GeForce GT 610, GT 620 and GT 630, no Kepler in any of 'em

NVIDIA outs budget GeForce GT 610, GT 620 and GT 630, no Kepler in any of 'em

Look out, savvy graphics card buyer: just because it's labelled 'GeForce' and starts with a '6' doesn't necessarily mean it benefits from NVIDIA's premium 28nm Kepler architecture. We've already seen rebadged mobile chips with last-gen 40nm silicon, and now entry-level desktop cards are arriving on shelves that will stretch Fermi's expiry date even further. There are no price tags as yet, but according to AnandTech the 'new' GeForce GT 610 is a repackaged GT 520 with 48 CUDA cores and an ever-so-polite 29-watt power draw. The GT 620 is a GT 530 with a 49-watt TDP and twice as many CUDA cores as the 610 -- although a meager 64-bit memory bus will put a cap on any performance gains. Finally, the GT 630 is a 65-watt GT 440 in all but name, with a 128-bit memory bus width allowing its 96 CUDA cores to be fully exploited. This latter card shouldn't be confused with the OEM version of the GT 630, which does actually pack Kepler. Bewildering, right? We've quizzed NVIDIA over its strange rebadging tradition and were told that the company simply numbers its products according to raw performance, rather than freshness or chip type -- which sort of makes sense so long as you don't dwell on it.

NVIDIA outs budget GeForce GT 610, GT 620 and GT 630, no Kepler in any of 'em originally appeared on Engadget on Sun, 20 May 2012 15:15:00 EDT. Please see our terms for use of feeds.

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New property Improvement Planning - How To Get The Very best ...

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New property improvement tasks are fun to do, but if you do not do your research prior to starting it may not go the way you want it to. Preparing for your property development project is the very best way that you can succeed with any property restore or renovation. Relying on luck will get you absolutely nowhere. The purpose of this article is to help you detailed plan your next new property development project in the most thorough and effective manner. Do you will have a large new home renovation project in mind? If you do, employing helpers might be the first thing you will need on your list. Don't employ the very first person that comes your way! It's essential that you find out much more about them before you pay them a dime or have them come on the project site. If you need to hire a building company, make sure you get a variety of estimates from a number of diverse sources. This not only helps ensure that you get a fair price, but it allows you to get a sense of how comfortable you are with the building company. Another thing to consider is employing a contractor that is able to hire other workers to make sure the job can get done in an successful manner. This is usually more effective than employing a bunch of home owners separately, as the overall building company can supervise the whole project in a coordinated way. A lot of folks these days are trying to make energy efficiency a priority once they can afford a home improvement. You might be updating your new property for resale value or just want to cut back on your utility bills; either way, this is a good position to begin. The two most basic places to begin energizing your new property in a a lot more useful manner is by receiving rid of your old hot water heater and those drafty old windows. Insulation is an fundamental factor in keeping your property warm in an efficient manner. The very best benefits you can apply to your new home would be anything that will make it a lot more energy effective. You may want to employ an inspector to help you as you do your renovations, something typically only completed when purchasing a new home on the market. That's simply because, unless you're an expert, you may be missing some thing critical that the building inspector will find. Many houses will will have termites, a tiny pest that most property owners may not notice exactly where as an building inspector will. Inspectors will be able to show you which items will need to be fixed and additionally help you steer clear of repairing stuff that can wait until later. Carrying out this will help you save money in the long run by making the correct new property developments. So if you're preparing on doing any kind of property renovation project, there are a number of issues to think about and resolve. If you do you're preparing well in advance, you are less likely to have stuff go wrong throughout the project. Paying focus to everything that you do for your home improvement project is critical. This is even true if a contractor is undertaking the job for you. Post by designerkitchensuk (2012-05-20 20:27)

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Sunday, May 20, 2012

NATO chief: No rush for exits in Afghanistan

Jason Reed / Reuters

NATO Secretary General Anders Fogh Rasmussen speaks to the media at the start of the NATO summit on Sunday.

By NBC News and news services

CHICAGO -- The United States and NATO leaders insisted Sunday?that the Afghanistan fighting coalition will remain whole despite France's plans to yank combat troops out early.

"There will be no rush for the exits," NATO Secretary General Anders Fogh Rasmussen said at the NATO summit. "We will stay committed and see it through to a successful end. Our goal, our strategy, our timetable remain unchanged."


NATO leaders gathered in Chicago on Sunday to chart a path out of Afghanistan as war-weary Western nations seek to fend off dissent in their alliance and ensure Afghanistan can hold a still-potent Taliban at bay when foreign troops withdraw.

President Barack Obama was hosting the two-day summit in his hometown, a day after leaders of major industrialized nations tackled Europe's debt crisis, backing keeping Greece in the euro zone and vowing to take steps necessary to revitalize the world economy.

Public opinion in Europe and the United States is solidly against the war, with a majority of Americans now saying it is unwinnable or not worth continuing.

Newly elected French President Francois Hollande has said he will withdraw all French combat troops from Afghanistan by year's end ? a full two years before the timeline agreed to by nations in the U.S.-led NATO coalition.

"President Hollande has stated that France would be prepared to support Afghanistan in a different way," Rasmussen said.

Information from The Associated Press and Reuters?is included in?this report.

More NATO coverage:

US veterans to return medals as protesters march
Great-grandmother: Ready to 'lose my life' protesting

Storify: Scenes from NATO summit protesters

Video: Police: Chicago protestors planned bombings

?

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Saturday, May 19, 2012

Manage Your Finances and Think Like a ... - Free Money Finance

My favorite personal finance book of all time, The Millionaire Next Door: The Surprising Secrets of America's Wealthy, lists the following seven common denominators among those who successfully build wealth as follows:

1. They live well below their means.

2. They allocate their time, energy, and money efficiently, in ways conducive to building wealth.

3. They believe that financial independence is more important than displaying high social status.

4. Their parents did not provide economic outpatient care.

5. Their adult children are economically self-sufficient.

6. They are proficient in targeting market opportunities.

7. They chose the right occupation.

Here are my thoughts on these:

  • I know you know what I think of spending less than you earn. I've mentioned several times that it's the best piece of financial advice I could give anyone.

  • Yes, you have to spend time to make and manage your money properly. But it's generally a lot less time than most people assume. All told I probably spend a couple hours a month managing my finances.

  • Put succinctly: millionaires don't worry about keeping up with the Joneses.

  • My parents certainly didn't provide economic outpatient care -- they didn't have anything to provide. It will be interesting to see what we'll do for our kids as they get older. Will we be able to resist helping them financially (more than appropriate) when/if they need it?

  • I don't think I'm proficient in targeting market opportunities (for instance, to develop a business of my own), but I certainly did choose the right occupation. Specifically, getting an MBA has been a goldmine for me!

After The Millionaire Next Door, Dr. Stanley wrote The Millionaire Mind. This book went a step further into (as you might imagine) the mindsets of millionaires and attempted to determine the traits they felt had caused them to be wealthy. Dr. Stanley distilled there success to these five things:

  • Integrity -- being honest with all people

  • Discipline -- applying self-control

  • Social skills -- getting along with people

  • A supportive spouse

  • Hard work -- more than most people

Notice how these are simple concepts to define and understand, but they are not easy to implement. They require effort and determination, something that's in short supply among most Americans when it comes to money. That's why, IMO, most Americans are not doing well financially.

It's hard for me to honestly evaluate myself on these five factors, but of the group, there are three that I think have been a major part of my success to date:

  • Discipline -- I have always been a pretty disciplined person, whether it's in academics, business, or personal habits. I generally use lists and measurement tools to help me achieve many of my goals and keep myself accountable. Others would likely call me anally retentive. :)

  • Spouse -- As I've noted, my wife plays GREAT defense. She is even more frugal than I am (I know, you probably find that hard to believe, but it's true.) She fits the mold that Dr. Stanley talked about in Stop Acting Rich -- she's not interested in displaying our economic success. This is an awesome characteristic to have in a spouse because without it, you can be sunk. It doesn't matter what one spouse earns, if the other spends that much and more, the family's finances are doomed.

  • Hard work -- I have always succeeded by hard work, not raw ability. For example, my intelligence is (IMO) a bit above average at best (even though I always tested well and was at the top of my class.) But my "secret weapon", what set me apart academically, was the fact that I was willing to work harder than almost anyone. I was willing to spend three hours (or more) studying every night of college when most others weren't. Then in grad school I was willing to spend five hours (or more) studying every night when most others weren't. In my career I've been willing to put in the extra hours and work as hard as needed to do a good job. And all that effort has paid off quite nicely.

I realize this can sound like bragging, and I really don't mean it that way. Believe me, I have a whole laundry list of stuff I could do better in all areas of my life. But fortunately Dr. Stanley doesn't have that list for me to comment on. :) Anyway, I'm simply trying to reinforce the fact that much of what he's said in his book has held true in my life. I'm sure there are others of you out there that have had similar experiences.

So what's your take on this information? Does it fit with what you've seen in life yourself or is there something missing? Give us your thoughts in the comments below.

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Oil edges up to near $93 after big 2-week sell-off

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Imperial health spa - HEALTH, BEAUTY & FITNESS

imperial health spa Imperial health spaMany systems possess a 2 or 3 step process, to make sure maximum effectiveness. Obtaining a policy of person medical health insurance enables someone to simply custom made the insurance plan to his/ her needs as well as lifestyle. Health personnel have become progressively mixed up in analysis of environment heath issues. The exclusive objective imperial health spa of health magazine would be to personal promote a healthy body. You could decide among a specific medical health insurance provider in line with the cost involved. Physical Benefits Keeping fit Image by Flickr. imperial com, thanks to David Cobb Playing an activity will get you into an energetic routine. Ascorbic Acid: none Calcium: 27mg. I? m much more happy and freer to defend myself against more things. Job Outlook Based on BLS, job possibilities are required to improve by a record lot more than 16 percent between 2006 and 2016. The least expensive rates include catastrophic insurance coverage, also called reason for service plans, that have high insurance deductibles and low monthly rates. Healthcare insurance programs generally contain expenses connected with consultation services, emergency, in addition to spa preventive health care, additionally to recommended drugs. 5) Accept private health care insurance by looking into making sure your agency meets individual insurance provider needs. With most of these organizations and tie ups you can rest assured you have the very best treatment whatsoever occasions. It might health be also simple things like a hypersensitive imperial health spa reaction to some bug bite or something like that you? ve eaten but when you need to do find that you? ve a requirement for medical assistance you will want to make certain your insurance provider will pay. Your diary will assist you to pinpoint any recurring signs and symptoms and assist the physician to identify you. Consequently, this can increase extra expense just in case for those who have a necessity of health care, however, it may show good success by helping you save considerably on rates. Awaken Senior citizens. As lemongrass oil includes a soothing aroma that has the aroma of a combination of lemon and rose, research has shown that lemongrass is definitely an effective tool for reducing stress- related signs and symptoms. It may also help to check personal health record out the areas or problems that are incorporated within the policy. For instance every from two is health obese around australia and the amount of company of health retreat NSW is growing daily. Its high potassium, folate, ascorbic acid, and fiber content allow it to be healthy for that heart too for the bloodstream pressure. In a nutshell, home possession grew to become the province of huge numbers of people who must have been tenants. When Medical Health Insurance Plans? Rate Increases Are Approved Lately, suggested medical health insurance rate increases came under heavy debate. It is possible in your own home using health and fitness equipment, outside through jogging along with other cardio, or perhaps in any adverse health club or gym. People can seek necessary comprehensive, coverage on their own. Within the remaining year of 2010, companies with less than 26 employees and average annual wages of under $ 50, 000, who pay over fifty percent of the employees? health advantages, can claim a tax credit as high as 35 % from the premium costs.

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What? s the significance of the? Who? re the without insurance? 500). If you articles are planning to boost both your beauty and health, For example, select a plan with maternity coverage should you intend on beginning a household. States, 80 % of cerebral palsy patients are grown Make sure to do your personal research. A short review of lsu health sciences center the epidemiology, Workshops Cancer Biology, 8 ( 4) pp. What is amazing was the truth that a women within the movie was roaming the roads, the ladies was laws still being disoriented and Dymatize Diet comes with an extensive type of over 150 sports supplements having a concentrate on bodybuilding. Whenever you join the health club you?

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Friday, May 18, 2012

Variety Rover Vehicle Rent as well as Range Rover Agreement Hire ...

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In the United States, a driving college is a crucial part when you get the driver?s license initially or right after the delay, pause and reversal, overturning, annulment, tugging some insurance coverage cuts, and maybe some filing upward some information with regard to possible permit upgrade (as in case using the CDL endorsements). Driving schooling has taken root within the cardiovascular of the vehicle traveling approach to the actual Americans; that it has become a necessity.

Agreement hire, contract purchase, leaseback as well as finance lease are the main kinds of car renting options available. Agreement employ is a kind of long term leasing arrangement which can be chosen through business people and private users. This kind of vehicle renting is actually suitable with regard to those who would rather pay little payments at first every month, there is absolutely no risk of devaluation as well as issue associated with getting rid of the car, for the consumer.

Advertising is really a main issue of the driving college. It is necessary for your driving college to become completely acknowledged known through the people, otherwise obtaining college students is far-fetched concept. Marketing is the key to customers such as every other business. Whether or not you like this not really, you have to define the home among customer to enhance your own market share.Radio and TELEVISION. If you have a significant start-up investment, it might be fine to market in television applications as well as radio stations shows. You simply need to select programs as well as implies that are specific for the segmented members of your consumer.

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Finance lease is a kind of commercial renting and it is utilized by companies which lease out a vehicle for a set point in time, from a loan provider which owns the vehicle. The customer has to spend monthly installments along with attention and this handles the costs. When a finance lease is actually taken, the organization that goes in for your contract, has to pay money for the cost of insurance coverage, taxes and solutions. Financial leases could be conditional product sales, or perhaps a type of hire purchase. Depreciation and resell risks may be borne through the customer. All this should be checked prior to deciding on the best alternative on your own or if your company.

Agreement employ, agreement purchase, leaseback as well as financial lease would be the main types of car leasing possibilities. Please Login or Register to see the link. the kind of long term rental arrangement which may be opted for through business people and private users. This kind of vehicle leasing is actually suitable with regard to people who would rather spend small repayments initially each month, there is no likelihood of devaluation as well as issue of getting rid of the car, for the consumer.

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